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SIP Calculator with Step‑Up Feature

Calculate maturity value of your SIP with optional yearly step‑up and view year‑on‑year growth.

The total value of your investment after 10 Years will be
0
Invested Amount
0
Est. Returns
0

Year‑on‑Year Growth

0
Total Invested
0
Estimated Returns
0
Maturity Value

SIP Simulation

Step‑Up SIP

Donut Chart Overview

Y‑o‑Y Growth Chart

What is a SIP Calculator?

A Systematic Investment Plan (SIP) Calculator helps you estimate the future value of your investments by simulating the effect of disciplined, periodic contributions. This tool simplifies financial planning by projecting how your money can grow over time, factoring in expected returns, duration, and optional step-ups to reflect increasing income.

📊 Investment Insights

  • Invested vs Returns: Understand how much comes from your own contributions vs market growth
  • Maturity Value: View the estimated corpus at the end of your chosen investment period
  • Step-Up SIP: Simulate annual increases in SIP amount to reflect income growth
  • Flexible Inputs: Adjust monthly amount, expected return, duration, and more
  • Visual Breakdown: Donut and line charts offer a clear picture of your growth

📈 Year-on-Year Visualization

  • Growth Curve: See how your investment compounds annually
  • Milestone Tracking: Monitor progress toward long-term financial goals
  • Interactive Graph: Hover for precise value at each year
  • Compounding Effect: Visualize exponential growth over time
  • Data-Driven Planning: Make informed decisions using clear visuals

🎯 Ideal For

  • New Investors: Understand how SIPs work before committing real money
  • Salary Earners: Plan long-term wealth creation through monthly contributions
  • Parents: Save for children's education or marriage through goal-based planning
  • Retirement Planners: Visualize corpus needed for a secure future
  • Financial Advisors: Showcase projections to clients using interactive data

⚙️ Functional Highlights

  • Step-Up Frequency: Adjust how often your SIP increases
  • Reset Option: Quickly clear inputs to try new scenarios
  • Responsive Charts: Fully mobile-friendly visualizations
  • No Sign-Up Needed: Use instantly without any registration
  • Data Privacy: No personal data is stored or shared

🚀 Why Use This SIP Calculator?

This tool offers a user-friendly interface with powerful back-end calculations to give accurate maturity projections. Unlike generic calculators, it includes step-up options, interactive visuals, and detailed breakdowns, helping you make smarter investment decisions. Whether you're investing ₹500 or ₹50,000 monthly, this calculator adapts to your goals and simplifies your wealth creation journey.